Marketplace choice by area, 2026.
| Area (county) | Insurers | Plans | Plan types |
|---|---|---|---|
| Oklahoma City (Oklahoma County) | 7 | 101 | PPO, HMO |
| Tulsa (Tulsa County) | 7 | 96 | PPO, HMO |
| Ada (Pontotoc County) | 4 | 56 | PPO, HMO |
| Tahlequah (Cherokee County) | 4 | 50 | PPO, HMO |
| Lawton (Comanche County) | 4 | 47 | PPO, HMO |
| Durant (Bryan County) | 2 | 25 | PPO, HMO |
| Dallas (Dallas County, TX) | 9 | 136 | HMO, POS, EPO |
| Houston (Harris County, TX) | 7 | 119 | HMO, POS, EPO |
Where tribal members get care.
Oklahoma has one of the largest Indian health systems in the country, run by IHS and by tribes themselves. A few examples: the Chickasaw Nation Medical Center in Ada, the Cherokee Nation's W.W. Hastings Hospital in Tahlequah, the Choctaw Nation Health Care Center in Talihina, and IHS hospitals in Claremore and Lawton. Urban Indian programs such as the Oklahoma City Indian Clinic and the Indian Health Care Resource Center of Tulsa serve members of any tribe in the cities.
Texas has three federally recognized tribes: the Alabama-Coushatta Tribe near Livingston, the Kickapoo Traditional Tribe of Texas near Eagle Pass, and Ysleta del Sur Pueblo in El Paso. The Urban Inter-Tribal Center of Texas serves Native families in Dallas. Many Texas tribal members are enrolled with Oklahoma nations and travel home for care, which is exactly where a plan helps: it covers care near where you live.
Find facilities near you with the IHS locator.
Choosing a plan when you live far from your clinic.
- Check which local hospital and specialists are in each plan's network.
- With zero cost-sharing you pay nothing at any in-network provider, so the network matters more than the metal level.
- With limited cost-sharing, your clinic's referral keeps outside care at $0; without it, normal plan costs apply.
- Texas plans in the big metros were all HMO, EPO or POS in 2026, so out-of-network care is usually not covered except emergencies.
Want a licensed advisor to check your household?
Check my eligibilityQuestions people ask.
How many insurers sell Marketplace plans near Durant, Oklahoma?
Two in Bryan County for 2026: Blue Cross and Blue Shield of Oklahoma and UnitedHealthcare, with 25 plans between them.
Can I use my Oklahoma tribal clinic if I live in Texas?
Often yes, subject to your tribe's and IHS eligibility rules. A Marketplace plan in Texas covers care near where you live, and with limited or zero cost-sharing your tribal clinic visits stay at $0.
Sources.
- CMS Marketplace API (HealthCare.gov plan data), plan year 2026, queried September 23, 2026. developer.cms.gov
- Indian Health Service, Find health care. ihs.gov
- HealthCare.gov, Health coverage for American Indians and Alaska Natives. healthcare.gov
- Indian Health Service, Frequently asked questions for patients. ihs.gov
General information for Texas and Oklahoma residents, not tax or legal advice. Rules and numbers can change; this page is reviewed on the date shown above. Your eligibility and prices are set by HealthCare.gov or the insurer when you apply.
Who wrote this.
RedHealth Advisors LLC is a licensed health insurance agency in Round Rock, Texas (Texas agency license 3449979, NPN 22110493), serving Texas and Oklahoma. Ryan Hutson is a licensed agent (NPN 21321807). EnrollNative was founded by Mike Grimes, a Chickasaw Nation citizen. Licensing details.